HELP!!!! NATIONWIDE INSURANCE?

HELP!!!! NATIONWIDE INSURANCE?

Nationwide has sent me to collections after I chose not to renew my policy. I was told to pay a last months fee for the previous policy and they auto deducted money from my account for a renewal fee that I never requested. Now that I realised I was in collections I gave them a call and they said they have no records of me having a previous account with them, just the one that they renewed which they said was never renewed it was created new. I dont know whats going on please help.

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