Which provides better health Insurance coverage? Traditional Medical Coverage or Short-Term Medical Coverage?

Which provides better health Insurance coverage? Traditional Medical Coverage or Short-Term Medical Coverage?

I just transitioned from a student to a worker! In school, my university provided insurance services to me so it was not a big deal. However now I have to look for one myself. My employer says that I can select any type of plan I want and he will pay 50% of it, subject to a $100 per month cap. I have never fallen sick, touch wood, and have never used insurance. So, for a person who seldomly visits a doctor, which is better. Traditional: $ 70 per month $1500 deductible $7500 max. annual out of pocket. Roughly 30% Co-Payments an most of the services. Short Term: $ 30 per month $500 deductible $1000 max. annual out of pocket. Roughly 30% Co-Payments an most of the services. Traditional +s: No need to pay in bulk, includes dental, vision and life. Short Term +s: Low premium, deductable and Annual OOP. Traditional -s: High Premium, deductable, Annual OOP and Co-Payments. Short Term -s: Need to buy every 6 months, no dent. no life.

 

BEST ANSWER: Try this site where you can compare free quotescheap-insure.info

 

 

 

 

 

 

 

 

 

 

 

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